Coverage That Works as
Hard as You Do
Your business is more than your livelihood — it’s your passion and your legacy. At David Starns Agencies, we help protect what you’ve built with reliable, customizable business insurance solutions designed to keep you moving forward with confidence.
Business Insurance
Protect Your Business. Strengthen Your Future.
Why Business Insurance Matters
Every business faces risks — from property damage and employee injuries to liability claims and data loss. The right business insurance keeps your company secure, so you can focus on growth instead of worry.
What Our Business Insurance Covers:
General Liability – Protects against injury or property damage claims.
Commercial Property Insurance – Covers your building, equipment, and inventory.
Business Owner’s Policy (BOP) – Combines property and liability into one affordable package.
Workers’ Compensation – Provides coverage for employee injuries or illness.
Commercial Auto – Protects your business vehicles and drivers.
Professional Liability (E&O) – Coverage for errors, omissions, or negligence claims.
"Rates are lower"
"I've been satisfied with their demeanor and customer service. The rates being lower than anywhere else shocked me. I hope to be with Allstate at this office for awhile."
-Amy Fisher
Why Choose David Starns Agencies?
Tailored Coverage: We’ll build a plan that fits your business size, industry, and budget.
Local Expertise: Serving Missouri, Kansas, and Arkansas business owners who know the value of trust and protection.
Reliable Support: Fast help and guidance when you need to file a claim or update your policy.
Dedicated to Growth: We protect your present so you can focus on your future.
FAQs
Q: What types of businesses do you cover?
We work with a wide range of industries — from small local shops and contractors to professional offices and service providers.
Q: Is business insurance required?
Some coverages, like workers’ compensation or commercial auto, may be required by law depending on your state and business type.
Q: Can I bundle multiple policies?
Yes. Many business owners save by combining general liability, property, and other coverages into a single Business Owner’s Policy.