Your Life.

Well-Protected.

Reliable insurance solutions for families and businesses across Missouri, Kansas, and Arkansas.

Our Features

Insurance That Protects What Matters Most

At David Starns Agencies, we believe insurance isn’t just about policies—it’s about protecting your family, your future, and your peace of mind. With the right coverage, you can feel confident knowing that no matter what life brings, you’re safeguarded.

Trusted Protection

Backed by years of experience, we provide reliable coverage families and businesses across Missouri, Kansas, and Arkansas count on.

Flexible Coverage Options

From auto to life insurance, our plans are customizable to fit your needs and budget without sacrificing protection.

Personalized Service

We take time to understand your situation and match you with the right coverage, not a one-size-fits-all policy.

Here When You Need Us

Whether it’s a quick question or urgent support, our team is ready to help with fast, dependable service.

About Our Company

Your Life. Well-Protected.

At David Starns Agencies, we provide more than just insurance — we provide peace of mind. Serving families and businesses across Missouri, Kansas, and Arkansas, our mission is to deliver protection that fits your life, your budget, and your future. Whether you need auto, home, life, or business coverage, we’re here to make sure you’re always prepared.

With our extensive range of life insurance options, you can choose the perfect plan that best protects you and your loved ones.

Wide range of insurance solutions for every stage of life.

Flexible plans tailored to your needs and budget.

Trusted protection backed by local expertise.

Count Me In ➜

Serving 3 States:

Missouri, Kansas & Arkansas

Dozens

of Insurance Plans to Fit Any Need

Hundreds

of Families & Businesses Protected

Our Services

We Provide The Best Services

Our commitment is to deliver exceptional insurance solutions tailored to your needs. With expert guidance, personalized care, and a wide range of coverage options, we ensure you receive the best service every time, protecting what matters most.

Auto Insurance

Stay confident on the road with reliable auto coverage. From everyday driving to unexpected accidents, we’ll help you find the right protection for your vehicle and passengers.

Life Insurance

Secure your family’s financial future. Our life insurance solutions provide lasting protection, ensuring your loved ones are cared for no matter what tomorrow brings.

Home Insurance

Protect your home and everything inside it. Whether you own or rent, our flexible plans safeguard your property, belongings, and peace of mind.

Business Insurance

Give your business the protection it deserves. From liability to property coverage, we help keep your company strong, secure, and ready for growth.

Trusted Protection

Peace of Mind, Right Here in Missouri, Kansas & Arkansas

At David Starns Agencies, our priority is protecting what matters most to you. We provide reliable insurance solutions that give you and your loved ones the peace of mind you deserve — so you can focus on living life, not worrying about “what ifs.”

We go beyond basic coverage by creating personalized plans tailored to your needs. With us, you’ll feel secure, confident, and supported every step of the way.

Count Me In...

Get a Free Insurance Quote

Personalized protection for your family, your home, and your future.

Address

Street Address

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State

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Postal Code

Meet the team Behind the Coverage

At David Starns Agencies, insurance is personal. Our dedicated team works every day to make sure you and your family are protected with the right coverage. Take a look at the people who are here to guide you with care, expertise, and integrity.

David Starns

Agency Owner

Cecily Russom

Agency Manager

Ryan Smarr

Personal Financial Representative

Hannah Brown

Licensed Sales Agent-Account Manager Team Lead

Meet the Full Team

The Way We Protect What Matters Most

How We Make Insurance Simple for You

At David Starns Agencies, we believe the best way to protect you is by keeping things clear, personal, and dependable. Here’s how we work with every client:

Coverage Plans

We start by understanding your unique needs and matching you with coverage that truly fits — no cookie-cutter policies.

Claims Support

When the unexpected happens, we guide you step by step through the claims process, making sure you get the support you deserve.

Secure Future

Our goal is long-term protection — giving you confidence today while safeguarding your tomorrow.

Policy Review

Life changes, and so should your coverage. We regularly review your policy to ensure it always matches your current needs.

Take the First Step Toward Peace of Mind

Request Your Free Quote

FAQ

Frequently Asked Questions

Q: What types of insurance do you offer?

We provide coverage for home, auto, life, renters, and business insurance tailored to your unique needs.

Q: Do you customize insurance plans?

Yes, we work closely with you to build a policy that fits your lifestyle, budget, and long-term goals.

Q: Are you licensed in my state?

We proudly serve clients in Missouri, Kansas, and Arkansas.

Q: How can I get a quote?

You can request a free, no-obligation quote online (click here) or by speaking directly with one of our agents.

Q: Why choose David Starns Agencies?

Because we prioritize protection first—making sure you’re covered where it matters most, while still keeping affordability in mind.

We provide reliable and flexible life insurance solutions designed to give you peace of mind. We help secure your family’s future—so you can focus on what truly matters.